Make2026CountBespokeFinanceAdvisory24/7
Work with a small, dedicated team of experts. We're intentional about who we partner with, because genuinely helping people takes time, care and ongoing support.
Take control of your finances in 2026.
With rising interest rates and higher living costs, plenty of people are feeling the stress. See how we can help.
Be financially smarter instantly.
Real advice across every stage of your financial journey.
Our Services
Our tailored product offerings.
Your first home, done right.
Have a finance and property expert on your side to purchase your first property. We understand that it's one of the biggest decisions you'll ever make. We'll simplify the process so you can focus on what matters most for you.
- Understand and take advantage of all available Government Benefits
- Calculations on what you can afford
- Realistic simulation on your actual mortgage outgoings
- Strategy implementation to pay off your mortgage fast
- Access our network of Buyers Agents, Solicitors and Accountants
$0
Upfront fee
98%
Approval rate
Replace with a real photo or video for 1st Time Buyers.
Who this is for
Built for Australians ready to take control of their finances.
Whether you're buying your first home, building a portfolio, or looking to get ahead, we work with people who are serious about making their money work harder.
Our Process
How we work with you
5 clear
steps
A transparent, guided process from first contact to completion — and forever beyond.
Start your journeyDiscovery Call
We start with a conversation to see if we are the right fit for you — and vice-versa. The aim is to understand your situation, goals, and timeline. Just honest, open dialogue.
Financial Assessment
We conduct a thorough review of your financials, credit profile, and borrowing avenues to identify the best options available to you based on your goals. This is where we spend most of our time — exploring all avenues from a structure and lending point of view that can benefit you.
Tailored Recommendation
We present a bespoke recommendation with a clear explanation of every option — ensuring that you fully understand why the recommended option is best for you. We want you to be set perfectly not just for now, but in the future.
Application & Submission
Once you're happy, we handle the entire application process. We liaise with lenders, solicitors, and estate agents on your behalf so nothing falls through the cracks.
Settlement & Beyond
We're with you through the entire process until completion — and then we STAY. This is actually the start of our relationship. We encourage quarterly meetings at the very least, so we can make sure you're on top of your finances and meeting your goals. Circumstances change, therefore your finances should be adaptable.
Discovery Call
We start with a conversation to see if we are the right fit for you — and vice-versa. The aim is to understand your situation, goals, and timeline. Just honest, open dialogue.
Financial Assessment
We conduct a thorough review of your financials, credit profile, and borrowing avenues to identify the best options available to you based on your goals. This is where we spend most of our time — exploring all avenues from a structure and lending point of view that can benefit you.
Tailored Recommendation
We present a bespoke recommendation with a clear explanation of every option — ensuring that you fully understand why the recommended option is best for you. We want you to be set perfectly not just for now, but in the future.
Application & Submission
Once you're happy, we handle the entire application process. We liaise with lenders, solicitors, and estate agents on your behalf so nothing falls through the cracks.
Settlement & Beyond
We're with you through the entire process until completion — and then we STAY. This is actually the start of our relationship. We encourage quarterly meetings at the very least, so we can make sure you're on top of your finances and meeting your goals. Circumstances change, therefore your finances should be adaptable.
Client Reviews
What our clients are saying.
Real reviews from real clients on Google.
Harry Heo
Google Review
“Wellson and the team were great to work with, he was always very responsive, friendly and informative, and was able to help me manage several matters in parallel. Would recommend to others!”
Carl Cabatic
Google Review
“Working with Providence Financial made the refinancing process smooth and stress-free. They were professional, knowledgeable, and kept us informed every step of the way. We really appreciated their support in securing a great outcome for our home loan refinance. Highly recommend!!”
Monica Ortiga
Google Review
“Wellson and his team were amazing to work with! Super knowledgeable and always quick to respond, which made our refinance so easy and stress-free. Everything moved along smoothly and we felt really well looked after the whole time. Highly recommend!”
Samuel James Carey
Google Review
“Wellson is the man when it comes to everything finance related. I went to him and laid out my plans to refinance a PPR and investment property, purchase a new vehicle for work and reduce my current payments. He over delivered on my requests to say the least. Looking forward to working with him to build further wealth through property investment. Highly recommended 👌”
Vincent Sanjaya
Google Review
“Wellson's passion and love for the finance industry shines through and reflects strongly in his ability to provide a great service and care to my refinance efforts. I truly appreciate your time and dedication in ensuring the right product is chosen and for communicating throughout the entire process of the application.”
Herlina Irwanto
Google Review
“It was an easy process from start to finish. We got the loan fast without any issues. Greatly recommended to use their services in the future.”
Our Team
The people behind
your advice.
HoverTap to flip a card and learn more.
Providence Extended Team
Behind every advisor is a full support crew: client success managers, processing specialists, quality control, and settlement officers. All working together so you get a seamless experience from first call to settlement.
Approachable, reliable, and genuinely invested in your outcome. You are known by name here.
Begin Your Path
What brings you here today?
Tell us where you're starting from and we'll show you the path forward.
1st Time Buyers
Have a finance and property expert on your side for the biggest purchase of your life. We simplify the process so you can focus on what matters most.
Debt Crusher
Finance with purpose. We structure your loans to work in your favour and give you a clear plan to crush your debts in record time.
StructurePRO
For experienced investors who know the right structure changes everything. We help you grow your portfolio with confidence.
Schedule Your Consultation
Let's talk about
your future.
Book a free 30-minute video or phone call with one of our specialist advisors. No obligation, no jargon — just clear, honest guidance.
Still Not Sure?
Need a little
more info?
We've answered the most common questions below. If you don't find what you're looking for, just book a free call — we're happy to chat.
Book a Free Call