About Providence
With years of combined lending experience, we have decided to come together and assembled a formidable team dedicated to providing exceptional customer service and offering customised strategic advice on residential lending. With our wealth of knowledge and expertise, we can identify the perfect lending solution tailored to your specific requirements.
At Providence Financial we advocate aiming high and putting in the effort, striving for excellence. Our mission is to assist you in reaching your financial aspirations and objectives, providing support at every stage of your journey.
Meet the Team
Wellson Sugiarto
Principal
Wellson is the founder and managing director of Providence Financial, the key inspiration behind the brand. His priority is to educate Australians about financial matters and deliver a seamless, modern lending experience for all.
Wellson brings personal experience in property investing and development, giving him first-hand insight into what truly drives long-term success in the Australian property market. With an exceptionally broad and deep understanding of strategic planning in finance, he helps clients structure their portfolios with purpose and precision. His unwavering dedication lies in empowering people to be financially savvy, to retire early and live comfortably off their investments. Over the years, Wellson has also built a strong network of industry professionals, from developers and accountants to financial planners and lenders, ensuring his clients gain access to opportunities and expertise that accelerate their goals.
Outside of Work
Wellson is a tennis enthusiast who’s always up for a match, a devoted Lakers fan who never misses a game, and a lover of all outdoor activities involving a ball. Whether on the court or cheering from the sidelines, Wellson is all about fun in the sun!
Abigail Cai
Finance Director
Abigail is the co-founder and Senior Finance Broker at Providence Financial. She brings a wealth of experience to the team, covering everything from residential to commercial lending. Abigail worked with four major banks in Australia previously and through her journey, she has gained valuable insights into the unique approaches of each institution. This expertise allows her to adeptly navigate various scenarios, making her an invaluable asset to the team!
Abigail is also fluent in both Mandarin and English. Not only is Abigail deeply rooted in finance, but she also provides an extensive network to help you connect with the right people for growing your property portfolio.
Outside of Work
Abigail is a shopping enthusiast and travel junkie with a soft spot for dogs! Whether hunting for the latest trends or exploring new destinations, she’s always on the lookout for her next adventure. When at home, she enjoys snuggles and playtime with her furry friends, making every day a delightful journey!
Samuel Sun
Senior Finance Broker
Samuel Sun is a seasoned finance specialist with a strong focus on crafting smart loan structures designed to help clients grow and strengthen their investment portfolios. His meticulous approach and deep understanding of lending make him a trusted adviser for both new and experienced investors looking to build sustainable wealth.
With a reputation for great work ethic and unwavering dedication, Samuel is relentless when it comes to achieving the best outcomes for his clients. His strategic mindset and attention to detail ensure every lending solution is tailored to support long-term success and financial growth.
Outside of Work
Samuel has a passion for history, often diving deep into stories of the past to gain new perspectives. He enjoys strategic games that challenge the mind and sharpen problem-solving skills — qualities that also define his professional approach. When it’s time to unwind, you’ll find him in the kitchen experimenting with new recipes and perfecting his favourite dishes.
Michael Burnand
Senior Finance Broker
Michael Burnand is an experienced lending professional with a deep understanding of the Australian finance landscape and broader economy. His expertise lies in recognising opportunities and guiding clients to achieve their financial goals with clarity and confidence. Michael’s approach is both strategic and creative. He thinks outside the box, crafting smart, solution-focused lending strategies tailored to each individual’s unique situation.
Whether you’re looking to purchase your first home, expand your investment portfolio, or explore complex lending structures, Michael brings a wealth of knowledge and a results-driven mindset to every scenario. His clients value his calm professionalism, analytical insight, and commitment to turning financial ambitions into reality.
Outside of Work
Michael enjoys expressing his creativity through making YouTube content, sharing ideas that inspire and educate. When he’s not filming, you’ll often find him out sailing, investing in property, or immersed in a good book. Whether on the water or behind the camera, Michael is always exploring, learning, and growing.
Angel
Broker Associate
Angel is passionate about assisting first-time home buyers and helping people invest via their SMSF. With her international experience as an educator through the prestigious JET Program, she brings a fresh perspective to the field.
Angel’s ability for offering guidance and support is exceptional. A key part of her role is to guide her clients on the right path, ensuring they’re well-informed before taking on a mortgage and make the application process as smooth as possible. She is fluent in Indonesian, Japanese and English.
Outside of Work
Outside work Angel has a knack for cooking and an adventurous spirit! Passionate about traveling, especially the untouched corners of Japan, Angel delights in exploring new cuisines and savouring every bite along the way.
Felix Cai
Business Development Manager
Felix is a results-driven Business Development Manager with years of experience in creating strategic partnerships and client relationship management. He is also a key player in linking our clients with the right real estate agents, particularly those eager to grow their investment property portfolios.
His knack for networking ensures that our clients find the perfect opportunities to expand their property portfolio while keeping the process engaging and enjoyable!
Outside of Work
Felix is a car enthusiast and passionate pianist, blending his love for fast machines with the beauty of music. Whether he’s hitting the road or the keys, he thrives on the excitement and creativity that both hobbies bring to his life.
Moses
Admin Officer
Moses is our dedicated Admin Officer, where he ensures that all checkboxes are ticked and application preparations are thorough and orderly. With a keen eye for detail and a commitment to efficiency, he plays a crucial role in streamlining the application submission process.
Moses’s organisational skills and proactive approach help maintain a smooth workflow, supporting the team in delivering exceptional service to clients.
Outside of Work
Moses is a passionate photographer with an eye for capturing life’s beautiful moments. He loves nothing more than pairing his stunning images with romantic songs!
Group of dedicated individuals
We are enthusiastic about leveraging the latest technologies to streamline our processes and deliver prompt, seamless financial services to you.
We consider ourselves as your strategic allies, empowering you to navigate your financial journey with confidence. Each of us will provide you with a personalised experience based on your situation. This is a guarantee.
We Work With Australia's Leading Lenders
We work with over 40 lenders. We can find a solution for all situations.
Our commitment to you
Our commitment un unwavering professionalism defines us. No matter what your finance background is, we uphold values of respect and diligence to work with you in achieving a positive common goal.
Recognising the significance of trust in a partnership, we endeavour to earn your confidence by consistently demonstrating integrity in every interaction.
At Providence Financial, you are not merely a client, you are an integral part of our success.